New: Guest mode & fully offline groups

Split expenses made simple

Track group expenses, settle debts and stay fair — online or fully offline. No account required, no daily limits, no nonsense.

  • No account needed
  • Works 100% offline
  • 200+ currencies
Splitano groups screen
You are owed $126.66
Debts simplified 3 transfers → 1
Features

Everything you need to keep money fair

Powerful where it matters, invisible where it doesn't.

Split any way you like

Equal, exact amounts, percentages or shares. Track who paid, who owes, and let Splitano do the math.

200+ currencies

Mix currencies inside one group and view balances converted to the currency you care about. Built for travel.

Recurring expenses

Rent, utilities, subscriptions — set them once and they're added automatically, split among active members.

Invite in seconds

Get the whole group in with a link, email or QR code. Members without the app can be added as contacts.

Export everything

Turn any group into an Excel, CSV or PDF report — for accounting, landlords or just peace of mind.

Smart settle up

Debt simplification finds the minimum number of transfers to settle the whole group. One tap, everyone's square.

Private by design

No account? No internet? No problem.

Splitano is the expense splitter that doesn't force you into the cloud. Tap "Continue offline" and start tracking immediately.

  • Guest mode

    Use the full app without an email, password or sign-up screen.

  • Your data stays on your device

    Offline groups live only on your phone — nothing is uploaded, ever.

  • Go online whenever you want

    Create an account later and your groups migrate to the cloud automatically — nothing is lost.

  • Encrypted & GDPR compliant

    Bank-level encryption, no data selling, full export and deletion rights.

Splitano guest mode — start offline without an account
A look inside

Designed for dark mode lovers

Beautiful themes, clear balances, zero clutter.

How it works

Fair in three steps

1

Create a group

For the trip, the flat, the event — online with friends or offline just for you.

2

Add expenses

Record who paid and how to split it. Attach receipts, categories and notes.

3

Settle up

See who owes what at a glance and clear it with the fewest possible transfers.

Pricing

Honest pricing, no traps

No daily expense limits. No forced ads before you can type. Ever.

Free

Everything you need to get started

$0 forever
  • Up to 3 groups (online or offline)
  • All splitting modes — no daily limits
  • Guest mode & offline groups
  • 200+ currencies
  • Invite by link, email or QR
  • Excel, CSV & PDF export
Get started

Offline Unlimited

For privacy fans — no account needed

$0.99 /month
  • Everything in Free
  • Unlimited offline groups
  • Works without an account or internet
  • Data never leaves your device
  • Restore purchases without login
Go unlimited

Less than half the price of Splitwise Pro — with no daily expense limits on the free tier.

Why people switch to Splitano

Other apps

  • Daily expense limits (3–5 per day)
  • Forced 10-second ads before adding
  • $5–10/month for premium
  • Account required, cloud only

Splitano

  • No expense limits — even on free
  • Light, skippable ads only
  • Premium from $0.99/month
  • Works with no account, fully offline
FAQ

Frequently asked questions

Yes. The free tier includes all splitting features with up to 3 groups and no daily expense limits — unlike other apps.

No. Choose "Continue offline" and use the app as a guest — no email, no password. You can create an account later and your data migrates to the cloud automatically.

Offline groups are stored only on your device and are never uploaded. That also means you should make the group online (or export it) if you want a backup.

Offline Unlimited ($0.99/mo or $9.99/yr) removes the group limit for on-device offline groups and needs no account. Premium ($2.99/mo or $24.99/yr) unlocks everything: unlimited online + offline groups, cloud sync, analytics and an ad-free experience.

Over 200. You can mix currencies within one group and swipe to view balances converted into the currency you prefer.

Yes, anytime through your Google Play subscription settings. You keep access until the end of the paid period.

Stop doing math at dinner.

Download Splitano and settle up the smart way — free, fair and even offline.

Get it on Google Play iOS coming soon
QR code to download Splitano

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